# Virtual Accounts

{% hint style="danger" %}
**This documentation site has been deprecated as of September 8, 2025, and will no longer receive updates. Please refer to the new documentation site at** [**https://docs.squadco.com**](https://docs.squadco.com)**.**
{% endhint %}

{% hint style="info" %}
This service is only available to **Select Registered Businesses** in Nigeria. To be verified, kindly contact <mark style="color:green;">**<growth@squadco.com>**</mark> and copy <mark style="color:green;">**<william.udousoro@habaripay.com>**</mark>
{% endhint %}

{% hint style="warning" %}
You need to create a Sandbox account to test all your integrations before live deployment.

[**Click Here**](https://sandbox.squadco.com/) to start.
{% endhint %}

## Explore

Virtual accounts can be seen as another payment channel for your business since customers can now pay to the account number assigned to them. Whenever money is sent to the dedicated virtual account, you will get notified via your WEBHOOK URL and the funds ultimately settled/credited into your nominated bank account.

These events will be sent to your webhook URL so your servers can take action with respect to the payment on your system.

Explore our API reference to get an idea of everything that's possible with the Virtual Accounts API:


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# Agent Instructions: Querying This Documentation

If you need additional information that is not directly available in this page, you can query the documentation dynamically by asking a question.

Perform an HTTP GET request on the current page URL with the `ask` query parameter:

```
GET https://squadinc.gitbook.io/virtual-accounts/virtual-accounts.md?ask=<question>
```

The question should be specific, self-contained, and written in natural language.
The response will contain a direct answer to the question and relevant excerpts and sources from the documentation.

Use this mechanism when the answer is not explicitly present in the current page, you need clarification or additional context, or you want to retrieve related documentation sections.